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Mr.  Ray

Adv Algebra w/Financial Apps Class
Past Assignments:


Grocery Store Analysis Due: Friday, May 17, 2013

The goal of this project is to determine how much is grossed in certain sections of a grocery store, and to develop inventory skills.

  1.  Pick your store and choose what food aisle you will calculate.
  2. If a store with very long aisles overy sixty feet long is chosen, such as Walmart, calculate one-half of one side of the aisle.
  3. If the aisles are chunked or in quarters, such as Publix or Winn Dixie, calculate one quarter of either side.
  4. To calculate total sales of each section, you must determine the total number of products for each sticker, on every level of every shelf, that can be sold.
  5. If there are only a few items behind the price label, determine the maximum number of items that can be placed there.
  6. Multiply the number of items by the price and calculate the total possible sales of that item. Do this for every item of all the shelves of your chosen section.
  7. Make a list and chart of the item, price, and total sales. Be specific as to name of the product, price, ounces, etc. Not every product is the same.
  8. Be sure to calculate the total possible sales of all the items at the bottom of the chart.
Jimmy's Grocery
Item Price Total items Total sales
Country Green beans 8 oz. .89 18 16.02
Great value French cut green beans 8 oz .98 24 23.52
Country Unsalted green beans 12 oz 1.02 16 16.32
Walter's Kernel Corn 8 oz. .68 30 20.40
Deli Kernel Corn 8 oz. .79 24 18.96
Deli Cream Corn .89 24 21.36
Total Sales     116.58

Resume Due: Wednesday, May 01, 2013

Form a  resume: Use the internet to find examples of a resume, type yours, and send it to me.

1.Name

  Address

  Phone number

  Email

2. Objective: State the reason you are applying to the company.

3. List work experience.

4. List skills that you have that will help you get the job.

5. List any awards, memberships, etc from high school.

6. List 4 references: 1 relative and 3 non-relatives who don't live with you.


p. 314-315-odds Due: Thursday, April 25, 2013

Motor Vehicle Registration Activity Due: Wednesday, March 20, 2013

Vehicle Activities

  1. Visit the local motor vehicle department on their website.
  2. Make a list of the forms needed to register a car and get license plates.
  3. Obtain sample copies of each form and email them to Mr. Ray.

 

 Car Ad
1.     Write an ad to sell a used car.
    Send all information to Mr. Ray.

Trip Planning Due: Friday, March 08, 2013
  1. Plan a trip to a city out of state and more than 500 miles away one way (over 1000 miles roundtrip).
  2. Pick the city and state the number of miles it is from Ocala using Google maps, Mapquest, or any other means. Include the website when you turn in this activity.
  3. Estimate or state the miles per gallon that your vehicle uses.
  4. Determine the current average cost of gasoline in the areas through which you will be traveling. Show evidence.
  5. Calculate the cost of the gasoline for your entire trip. Add 50% to your estimation to cover any side roads or sightseeing you may experience. Show evidence of your calculations.

           (total miles one way/ your car's mpg) x 2 x national average cost per gallon of gas x 1.5       

     6. If you plan to stay in a motel or hotel, calculate that cost as well. Cite the websites with costs.

     7.Estimate the food costs for your trip, even if you are bringing food.

      8.List the food items you’re bringing with costs. 

      9.List the restaurants you may visit. Include 15% extra for each restaurant bill for tip.

      10.Estimate any costs for souvenirs.

       11. Now calculate the total cost of your trip?

       12.How long do you think it would take for you to save for this trip?

        13. Be thorough and clear in your answers. Again, cite the websites you use and support all of  your answers with  

              evidence.


Car Value Activity with Depreciation Due: Friday, March 08, 2013
  1. Pick a year, make, and model of one vehicle that you would like to purchase. Example 2007 Ford Explorer, 2011 Chevy Tahoe, etc.
  2. Search online for 12 different auto dealers that sell that vehicle. Craig’s List, Ocala4sale, and any online or newspaper listings like these will not count as examples. The dealers can be local or as far away as Orlando or Gainesville or elsewhere.
  3. List the business name and the price for which the model sells.
  4. Provide the exact link below the name of the business and its price.
  5. The prices must be from 12 different websites.

Ex. Jenkins Acura, Ocala, FL – 2009 Acura -19,995

http://automaxocala.com/Ocala-FL/For-Sale/Used/Acura/TSX/2009--Silver-Car/6696175/

  1. With each example, determine the distance of that business from your home using Mapquest. List the mileage with each listing.
  2. List the prices of each place you have searched in ascending order.
  3. Determine the mean, median, mode, and range of the data set.
  4. Next, determine the quartiles from your price data set. Determine the upper and lower outliers. Then, draw a box-and-whisker plot.
  5. Using the list of mileage numbers, repeat steps #2-4.
  6. Using the median price of your vehicle, go to

http://www.money-zine.com/Calculators/Auto-Loan-Calculators/Car-Depreciation-Calculator/   . Determine the depreciation of your vehicle based upon how long you think you will own that vehicle. Provide the numbers from website for me.

  1. Utilizing all the previous information, from which dealership would you purchase your vehicle and why? State at least 3 reasons in complete sentences.
  2. Turn in all of your work when your duties have been fulfilled.

Credit Research Activities Due: Friday, February 15, 2013

1. There are 6 laws that regulate consumer credit in the United States. Find when each act was passed into law. What problem was the act trying to help solve? What are the major provisions of each act? The laws are listed below. Describe how the law helps or hurts consumers today. Write a two paragraph response for each act.

  • Equal Credit Opportunity Act
  • Electronic Funds Transfer Act
  • Fair Credit Reporting Act
  • Fair Credit Billing Act
  • Fair Debt Collection Practices Act
  • Truth-in-Lending Act

 

2. Go online and find information on the FICO score. What is the range of possible scores? How can each score be interpreted? What contributes to the FICO score? Summarize your findings in two paragraphs with details.

3. There are three major credit reporting agencies in the United States. They are named Equifax, Experian, and Transunion. They keep records of your credit activity and provide potential creditors with information on your financial habits. This helps a creditor decide how much risk each customer is. Go online and research each agency. Summarize your findings in one paragraph for each agency.

4. Find contact information for three credit unions in the area. Write a business letter to each credit union explaining that you are doing a report for school. Find the requirements to join each credit union. Find the APR, monthly payment, and finance charges for a $16,000 car loan over a five-year period. Prepare your findings in a report, and be sure to get a business card from each credit union.

 

    


Video Reflection Due: Friday, February 01, 2013

Watch the following video and write at least a one page response.

1. Summarize the video and explain why people should or should not follow Ben Stein's advice.

2. What stood out as the best advice? If there was something you disagreed with, explain what you would do differently?

http://live.wsj.com/video/how-to-really-ruin-your-financial-life/3BA23EB1-0274-450B-8824-660937F6CD50.html?link=MW_article_tbo2x2#!3BA23EB1-0274-450B-8824-660937F6CD50


100 Item activity Due: Tuesday, January 15, 2013

100 Item Activity

 

  1. Each person should have a list of exactly 100 items that is determined necessary to survive.

       2. Each student will research the prices of these items from different places and determine the total cost of the list of items.

       3. Each student will submit a list of prices for the 100 individual items from the websites and attach the website links to the list.

      4. NO 2 LISTS SHOULD BE ALIKE. Each student’s list should be unique.

      5. Determine the costs of each item and total the cost with 6% tax.

      6. The prices for each item must be supported by a website.

       7.  Items that are replicated on the list for the sake of finishing the work will result in points being deducted. This list   should be realistic as to the needs of one person for a year; not to the ideology of a  fantasy.

      8. Do not include the sink, refrigerator, toilet, or tub (shower) on your list.

      9. Food, water, services, utilities, phone, internet, etc are not included.


Identity Theft Activity Due: Friday, December 14, 2012

Identity Theft Activity

  1. Go to the following website and complete the last activity of the page regarding a Facebook account.

            A. Based on an actual Facebook profile, and highlight words, sentences or phrases you think could be used to help an identity thief gain access to your information.

            B. What measures could be taken to prevent identity theft in this case? State all that apply, and provide a minimum of 8 items.

                      http://www.oklahomamoneymatters.org/K-12/documents/ID%20Theft_Activity_4-11.pdf

 

     2. Summarize the following website in two paragraphs. Each paragraph must contain 5-6 sentences only. http://www.idtheftcenter.org/artman2/publish/v_art_solutions/IRS_ITRC_Solution_34.shtml

  

   3. Go to the following websites:  http://myfloridalegal.com/identitytheft

    http://www.idtheftcenter.org/artman2/publish/v_art_solutions/IRS_ITRC_Solution_34.shtml

    A. What are ways that you can prevent identity theft? Name 7

    B. What should you do in case identity theft happens? Name 5

    C. Name 10 ways people can steal your identity.

    D. Compare and contrast the Florida Identity Theft Law versus the Federal Identity theft law.

          1) What does each law address specifically?

          2)   What are the punishments for each law?

 

   4.  What seems to be the biggest fraud committed in Central Florida?

http://www.ftc.gov/sentinel/reports/sentinel-annualmsa-reports/topidttheft-msa2007.pdf

       A. List 2 ways to prevent each of these frauds from occurring.


Smart Stocks Project Due: Sunday, December 02, 2012

Smart Stocks Assignment

B Day Due 12/02/12

  1. Go to http://www.howthemarketworks.com/ sign up for a new account.
  2. Sign up for free.
  3. Each participant begins will $500,000 in their account.
  4. The goal is to buy stocks low and sell high in order to make a profit.
  5. Each transaction will be recorded in the “Trading History” section of the site.
  6. Find "Classroom Contests" and search for Ray Financial.
  7. Once Ray Financial is brought up, click "Join Now" and sign up for the class contest.

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